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| Provider | Service type | Compensation |
|---|---|---|
T ROWE PRICE RPS INC9+ years Service code 15 100 EAST PRATT STREET · BALTIMORE, MD 21202 | Recordkeeping | $35,001 |
Filed as: NORTHWESTERN MUTUAL WEALTH MANAGEME Service code 16 720 EAST WISCONSIN AVE · MILWAUKEE, WI 53202 | Consulting | $34,435 |
Filed as: LOCKTON INVESTMENT ADVISORS LLC Service code 16 PO BOX 219153 · KANSAS CITY, MO 64187 | Consulting | $11,062 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,753 | $88,479-41.5% | $96,538-46.4% | $80,169-35.4% |
| Participation rate | 42.5% | 79.9%-37.4pp | 74.3%-31.9pp | 72.9%-30.5pp |
| Annual return | 17.87% | 22.53%-4.7pp | 35.74%-17.9pp | 40.39%-22.5pp |
| Employer contribution / active EE | $399 | $4,177-90.5% | $3,740-89.3% | $2,978-86.6% |
| Participant deferral / active EE | $2,319 | $3,961-41.4% | $4,880-52.5% | $5,016-53.8% |
| Admin fee / account holder | $115 | $211-45.5% | $6,737-98.3% | $145-20.5% |