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| Provider | Service type | Compensation |
|---|---|---|
T ROWE PRICE RPS INC8+ years Service code 15 100 EAST PRATT STREET · BALTIMORE, MD 21202 | Recordkeeping | $52,904 |
Filed as: LOCKTON INVESTMENT ADVISORS LLC Service code 16 PO BOX 219153 · KANSAS CITY, MO 64187 | Consulting | $49,087 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,220 | $76,774-8.5% | $112,263-37.5% | $77,906-9.9% |
| Participation rate | 32.0% | 80.2%-48.2pp | 75.1%-43.1pp | 73.7%-41.7pp |
| Annual return | 1.29% | -10.25%+11.5pp | 27.49%-26.2pp | 12.16%-10.9pp |
| Employer contribution / active EE | $390 | $3,977-90.2% | $3,636-89.3% | $2,846-86.3% |
| Participant deferral / active EE | $2,429 | $3,778-35.7% | $4,729-48.6% | $4,805-49.4% |
| Admin fee / account holder | $216 | $239-9.6% | $6,410-96.6% | $133+63.0% |