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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,582 | $208,088-54.5% | $186,193-49.2% | $154,746-38.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 21.70% | 89.97%-68.3pp | 78.03%-56.3pp | 172.34%-150.6pp |
| Employer contribution / active EE | $6,196 | $4,340+42.8% | $3,918+58.1% | $4,379+41.5% |
| Participant deferral / active EE | $7,773 | $7,078+9.8% | $6,513+19.3% | $6,730+15.5% |
| Admin fee / account holder | $402 | $11,698-96.6% | $11,058-96.4% | $14,365-97.2% |