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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,859 | $211,946-78.4% | $169,452-72.9% | $135,380-66.1% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | 0.00% | 3.26%-3.3pp | 1.83%-1.8pp | 519.81%-519.8pp |
| Employer contribution / active EE | $1,980 | $5,117-61.3% | $4,157-52.4% | $4,779-58.6% |
| Participant deferral / active EE | $2,448 | $6,075-59.7% | $5,277-53.6% | $5,609-56.4% |
| Admin fee / account holder | $46,710 | $11,472+307.2% | $9,110+412.8% | $10,828+331.4% |