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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,366 | $226,105-97.6% | $182,540-97.1% | $152,897-96.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 13.28% | 192.58%-179.3pp | 148.58%-135.3pp | 345.43%-332.2pp |
| Employer contribution / active EE | $4,110 | $4,978-17.4% | $4,076+0.8% | $4,764-13.7% |
| Participant deferral / active EE | $4,110 | $6,370-35.5% | $5,525-25.6% | $5,851-29.8% |
| Admin fee / account holder | $81,156 | $10,706+658.1% | $8,593+844.4% | $11,599+599.7% |