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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,582 | $180,749-47.7% | $160,784-41.2% | $137,256-31.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 21.70% | 2234.46%-2212.8pp | 1803.92%-1782.2pp | 220.34%-198.6pp |
| Employer contribution / active EE | $6,196 | $4,155+49.1% | $3,733+66.0% | $4,156+49.1% |
| Participant deferral / active EE | $7,773 | $6,844+13.6% | $6,293+23.5% | $6,407+21.3% |
| Admin fee / account holder | $402 | $10,397-96.1% | $9,717-95.9% | $12,270-96.7% |