Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,842 | $29,569-66.7% | $56,077-82.4% | $77,714-87.3% |
| Participation rate | 14.8% | 32.6%-17.8pp | 52.5%-37.7pp | 70.6%-55.7pp |
| Annual return | -6.55% | 18.90%-25.4pp | 1709.28%-1715.8pp | 31.26%-37.8pp |
| Employer contribution / active EE | $0 | $569-100.0% | $1,040-100.0% | $2,727-100.0% |
| Participant deferral / active EE | $75 | $1,061-93.0% | $1,954-96.2% | $4,649-98.4% |
| Admin fee / account holder | $49 | $1,042-95.3% | $2,825-98.3% | $433-88.6% |