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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,792 | $140,592+30.7% | $123,105+49.3% | $125,389+46.6% |
| Participation rate | 91.7% | 88.2%+3.5pp | 86.8%+4.9pp | 83.2%+8.5pp |
| Annual return | 0.71% | 16.80%-16.1pp | 13.22%-12.5pp | 282.24%-281.5pp |
| Employer contribution / active EE | $0 | $6,041-100.0% | $5,151-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $12,462 | $6,980+78.5% | $6,229+100.0% | $5,352+132.9% |
| Admin fee / account holder | $48,894 | $11,198+336.6% | $9,014+442.4% | $9,541+412.5% |