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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,900 | $133,998-70.2% | $112,263-64.5% | $134,545-70.3% |
| Participation rate | 45.0% | 78.6%-33.6pp | 75.1%-30.1pp | 81.2%-36.2pp |
| Annual return | -18.53% | 47.17%-65.7pp | 27.49%-46.0pp | 418.37%-436.9pp |
| Employer contribution / active EE | $1,526 | $4,040-62.2% | $3,636-58.0% | $4,742-67.8% |
| Participant deferral / active EE | $2,019 | $5,292-61.8% | $4,729-57.3% | $6,401-68.5% |
| Admin fee / account holder | $578 | $7,493-92.3% | $6,410-91.0% | $11,431-94.9% |