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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,477 | $107,368-77.2% | $92,915-73.7% | $152,909-84.0% |
| Participation rate | 58.8% | 79.8%-21.0pp | 76.0%-17.2pp | 82.5%-23.6pp |
| Annual return | 24.28% | 145.64%-121.4pp | 109.45%-85.2pp | 345.46%-321.2pp |
| Employer contribution / active EE | $1,146 | $4,222-72.9% | $3,653-68.6% | $4,764-75.9% |
| Participant deferral / active EE | $1,829 | $4,848-62.3% | $4,238-56.8% | $5,851-68.7% |
| Admin fee / account holder | $51 | $7,082-99.3% | $5,796-99.1% | $11,601-99.6% |