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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,369 | $115,814-69.5% | $101,275-65.1% | $158,982-77.8% |
| Participation rate | 47.1% | 79.4%-32.3pp | 75.8%-28.7pp | 82.0%-34.9pp |
| Annual return | 20.78% | 56.16%-35.4pp | 46.48%-25.7pp | 302.99%-282.2pp |
| Employer contribution / active EE | $1,514 | $4,176-63.7% | $3,660-58.6% | $4,763-68.2% |
| Participant deferral / active EE | $1,901 | $4,958-61.7% | $4,371-56.5% | $5,983-68.2% |
| Admin fee / account holder | $46 | $7,249-99.4% | $5,948-99.2% | $11,252-99.6% |