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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,607 | $155,833-46.3% | $124,693-32.9% | $167,536-50.1% |
| Participation rate | 84.2% | 81.1%+3.1pp | 74.6%+9.6pp | 82.1%+2.1pp |
| Annual return | 11.36% | 17.98%-6.6pp | 5144.19%-5132.8pp | 478.82%-467.5pp |
| Employer contribution / active EE | $1,904 | $4,164-54.3% | $3,324-42.7% | $4,839-60.6% |
| Participant deferral / active EE | $7,229 | $5,675+27.4% | $4,615+56.6% | $6,342+14.0% |
| Admin fee / account holder | $5,785 | $9,534-39.3% | $7,494-22.8% | $12,315-53.0% |