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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,637 | $142,426-57.4% | $115,167-47.3% | $152,909-60.3% |
| Participation rate | 88.2% | 82.4%+5.9pp | 75.9%+12.3pp | 82.5%+5.8pp |
| Annual return | 17.65% | 41.48%-23.8pp | 35.60%-18.0pp | 345.46%-327.8pp |
| Employer contribution / active EE | $3,541 | $4,011-11.7% | $3,179+11.4% | $4,764-25.7% |
| Participant deferral / active EE | $6,807 | $5,165+31.8% | $4,169+63.3% | $5,851+16.3% |
| Admin fee / account holder | $5,923 | $8,464-30.0% | $7,089-16.5% | $11,601-48.9% |