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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $722,625 | $167,415+331.6% | $140,514+414.3% | $198,609+263.8% |
| Participation rate | 85.7% | 80.9%+4.8pp | 77.8%+7.9pp | 82.4%+3.3pp |
| Annual return | 14.20% | 13.85%+0.3pp | 14.36%-0.2pp | 202.70%-188.5pp |
| Employer contribution / active EE | $0 | $4,088-100.0% | $3,378-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $22,063 | $5,579+295.5% | $4,919+348.6% | $6,977+216.2% |
| Admin fee / account holder | $4,203 | $16,730-74.9% | $13,697-69.3% | $19,030-77.9% |