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| Provider | Service type | Compensation |
|---|---|---|
BLACK & PINCKARD LLC1 year Service code 10 · EIN 26-0079381 PO BOX 26384 · HOOVER, AL 35260 | Accounting | $11,000 |
Service code 27 · EIN 46-4350797 4208 SIX FORKS ROAD, STE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $7,351 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,529 | $47,977+207.5% | $154,108-4.3% | $56,289+162.1% |
| Participation rate | 97.8% | 66.2%+31.6pp | 83.0%+14.7pp | 69.9%+27.9pp |
| Annual return | -4.85% | 3.54%-8.4pp | 735.21%-740.1pp | -9.96%+5.1pp |
| Employer contribution / active EE | $5,869 | $2,169+170.6% | $5,298+10.8% | $2,111+178.0% |
| Participant deferral / active EE | $4,173 | $2,392+74.5% | $5,081-17.9% | $3,350+24.6% |
| Admin fee / account holder | $547 | $438+24.9% | $13,411-95.9% | $521+5.1% |