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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,792 | $180,459+52.8% | $154,108+79.0% | $135,380+103.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.44% | 888.21%-894.7pp | 735.21%-741.6pp | 519.81%-526.2pp |
| Employer contribution / active EE | $3,146 | $6,035-47.9% | $5,298-40.6% | $4,779-34.2% |
| Participant deferral / active EE | $6,816 | $5,806+17.4% | $5,081+34.2% | $5,609+21.5% |
| Admin fee / account holder | $728 | $16,145-95.5% | $13,411-94.6% | $10,828-93.3% |