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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,892 | $175,259+8.9% | $149,723+27.5% | $139,487+36.9% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 17.40% | 166.82%-149.4pp | 134.50%-117.1pp | 373.84%-356.4pp |
| Employer contribution / active EE | $2,302 | $5,478-58.0% | $4,821-52.2% | $4,755-51.6% |
| Participant deferral / active EE | $3,383 | $6,522-48.1% | $5,682-40.5% | $6,713-49.6% |
| Admin fee / account holder | $852 | $16,158-94.7% | $13,215-93.6% | $11,407-92.5% |