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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,167 | $102,429+16.3% | $147,096-19.0% | $80,925+47.3% |
| Participation rate | 84.4% | 75.9%+8.6pp | 82.2%+2.3pp | 67.7%+16.8pp |
| Annual return | 14.60% | 135.02%-120.4pp | 419.75%-405.1pp | 35.65%-21.0pp |
| Employer contribution / active EE | $5,016 | $3,716+35.0% | $4,936+1.6% | $2,756+82.0% |
| Participant deferral / active EE | $13,891 | $6,649+108.9% | $8,071+72.1% | $4,299+223.1% |
| Admin fee / account holder | $854 | $7,957-89.3% | $13,005-93.4% | $6,940-87.7% |