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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,002 | $89,370-2.6% | $141,197-38.4% | $72,976+19.2% |
| Participation rate | 80.0% | 75.1%+4.9pp | 82.5%-2.5pp | 69.5%+10.5pp |
| Annual return | 24.23% | 111.88%-87.6pp | 71.41%-47.2pp | 81.02%-56.8pp |
| Employer contribution / active EE | $4,279 | $3,115+37.4% | $4,736-9.6% | $2,440+75.4% |
| Participant deferral / active EE | $10,037 | $5,419+85.2% | $6,710+49.6% | $3,608+178.2% |
| Admin fee / account holder | $17,020 | $5,957+185.7% | $10,265+65.8% | $5,124+232.2% |