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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,649 | $93,598+6.5% | $135,974-26.7% | $75,173+32.6% |
| Participation rate | 85.4% | 75.2%+10.2pp | 81.9%+3.4pp | 67.2%+18.2pp |
| Annual return | 17.63% | 30.89%-13.3pp | 68.30%-50.7pp | 160.72%-143.1pp |
| Employer contribution / active EE | $4,445 | $3,538+25.6% | $4,859-8.5% | $2,671+66.4% |
| Participant deferral / active EE | $11,065 | $6,405+72.7% | $7,760+42.6% | $4,126+168.2% |
| Admin fee / account holder | $1,025 | $6,978-85.3% | $10,767-90.5% | $5,651-81.9% |