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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,712 | $67,372+539.3% | $60,906+607.2% | $134,532+220.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -25.26% | 50.05%-75.3pp | 16.94%-42.2pp | 418.27%-443.5pp |
| Employer contribution / active EE | $10,935 | $3,099+252.8% | $2,703+304.5% | $4,741+130.6% |
| Participant deferral / active EE | $8,635 | $4,532+90.5% | $3,814+126.4% | $6,401+34.9% |
| Admin fee / account holder | $3,520 | $4,588-23.3% | $3,227+9.1% | $11,429-69.2% |