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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,625 | $73,546+243.5% | $63,018+300.9% | $147,586+71.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 23.20% | 175.56%-152.4pp | 87.62%-64.4pp | 578.59%-555.4pp |
| Employer contribution / active EE | $9,933 | $3,324+198.8% | $2,761+259.8% | $4,876+103.7% |
| Participant deferral / active EE | $9,306 | $4,185+122.4% | $3,330+179.5% | $5,439+71.1% |
| Admin fee / account holder | $1,860 | $5,956-68.8% | $3,601-48.3% | $10,886-82.9% |