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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,165 | $69,541+314.4% | $59,899+381.1% | $135,380+112.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.7%+25.3pp | 82.6%+17.4pp |
| Annual return | -5.96% | 7.95%-13.9pp | 3.46%-9.4pp | 519.81%-525.8pp |
| Employer contribution / active EE | $8,838 | $3,236+173.1% | $2,723+224.6% | $4,779+84.9% |
| Participant deferral / active EE | $7,407 | $4,206+76.1% | $3,402+117.7% | $5,609+32.0% |
| Admin fee / account holder | $12,470 | $5,737+117.4% | $3,592+247.1% | $10,828+15.2% |