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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $674,496 | $72,426+831.3% | $67,560+898.4% | $145,897+362.3% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 20.19% | 7226.78%-7206.6pp | 3533.50%-3513.3pp | 552.29%-532.1pp |
| Employer contribution / active EE | $11,083 | $3,074+260.5% | $2,737+305.0% | $4,663+137.7% |
| Participant deferral / active EE | $8,890 | $4,785+85.8% | $4,004+122.0% | $6,689+32.9% |
| Admin fee / account holder | $4,564 | $5,514-17.2% | $3,994+14.3% | $13,390-65.9% |