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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,546 | $150,447+9.4% | $136,298+20.7% | $147,586+11.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.53% | 1049.15%-1029.6pp | 5156.27%-5136.7pp | 578.59%-559.1pp |
| Employer contribution / active EE | $11,320 | $5,256+115.4% | $4,696+141.1% | $4,876+132.1% |
| Participant deferral / active EE | $8,261 | $6,631+24.6% | $6,247+32.2% | $5,439+51.9% |
| Admin fee / account holder | $2,017 | $10,906-81.5% | $9,244-78.2% | $10,886-81.5% |