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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,328 | $135,956-29.9% | $123,894-23.1% | $273,972-65.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 2.72% | 56.63%-53.9pp | 47.52%-44.8pp | 41.46%-38.7pp |
| Employer contribution / active EE | $2,953 | $5,170-42.9% | $4,617-36.0% | $4,869-39.3% |
| Participant deferral / active EE | $4,929 | $6,343-22.3% | $5,984-17.6% | $5,287-6.8% |
| Admin fee / account holder | $3,343 | $9,817-65.9% | $8,357-60.0% | $10,133-67.0% |