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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $7,348 |
ADP BROKER-DEALER3+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
RBC WEALTH MANAGEMENT3+ years Service code 49 111 ROCKVILLE PIKE SUITE 825 · ROCKVILLE, MD 20850 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,880 | $80,753-75.4% | $136,298-85.4% | $62,293-68.1% |
| Participation rate | 92.1% | 73.5%+18.6pp | 81.9%+10.2pp | 69.5%+22.6pp |
| Annual return | 19.64% | 35.83%-16.2pp | 5156.27%-5136.6pp | 28.90%-9.3pp |
| Employer contribution / active EE | $1,188 | $2,884-58.8% | $4,696-74.7% | $2,042-41.8% |
| Participant deferral / active EE | $4,392 | $5,164-14.9% | $6,247-29.7% | $3,169+38.6% |
| Admin fee / account holder | $36 | $525-93.1% | $9,244-99.6% | $479-92.5% |