Retirement plan

APPRIO, INC. 401(K) PROFIT SHARING PLAN & TRUST

Name: APPRIO, INC. - APPRIO, INC. 401(K) PROFIT SHARING PLAN & TRUST (2015) Form 5500
Creator: APPRIO, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, APPRIO, INC. 401(K) PROFIT SHARING PLAN & TRUST, APPRIO, INC.

APPRIO, INC.EIN 52-2113647Plan #001PY 2015

425 3RD STREET SW SUITE 890 - WASHINGTON, DC 20024202-863-9281

Prospect flagsLow returnsLow assets / participantLow fidelity bond

How to read this page

Total assets (EOY)

$2.4M

No prior year

Total participants

243

No prior year

Average account balance

$10,361

No prior year

Annual return

-7.28%

No prior year

Benchmarks

See 4,662 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort4,662 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.10M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$40K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

252

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.01M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.93%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$184

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745	Recordkeeping	$1,783
EPIC RETIREMENT PLAN SERVICES1+ years Filed as: AMERICAN RETIREMENT PLAN SERVICES Service code 13 11350 MC CORMICK ROAD SUITE 802 · HUNT VALLEY, MD 21031	Contract Administrator	$825
AMERICAN FUNDS1+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT Service code 64 333SOUTH HOPE STREET · LOS ANGELES, CA 90071	Recordkeeping Fees	$338
ADP BROKER-DEALER1+ years Service code 49 · EIN 22-3319984	Other Services	$0
RBC WEALTH MANAGEMENT1+ years Service code 49 111 ROCKVILLE PIKE SUITE 825 · ROCKVILLE, MD 20850	Other Services	$0
STATE STREET GLOBAL ADVISORS1+ years Filed as: STATE STREET CORPORATION Service code 21 · EIN 04-1867445	Bank Trustee	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$2K

$11 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.083%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SCOTT BLACKBURN & ASSOCIATES
Auditor EIN: 461589002
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$10,361

$70,002-85.2%

$115,038-91.0%

$52,331-80.2%

Participation rate

91.2%

72.1%+19.1pp

81.4%+9.8pp

68.1%+23.1pp

Annual return

-7.28%

4.04%-11.3pp

26.14%-33.4pp

4.54%-11.8pp

Employer contribution / active EE

$1,357

$2,715-50.0%

$4,608-70.5%

$1,882-27.9%

Participant deferral / active EE

$3,529

$4,920-28.3%

$6,026-41.4%

$3,022+16.8%

Admin fee / account holder

$566-98.5%

$8,175-99.9%

$592-98.6%

Provider

Service type

Compensation

ADP BROKER-DEALER1+ years

Filed as: ADP, LLC

Service code 15 · EIN 13-3036745

Recordkeeping

$1,783

EPIC RETIREMENT PLAN SERVICES1+ years

Filed as: AMERICAN RETIREMENT PLAN SERVICES

Service code 13

11350 MC CORMICK ROAD SUITE 802 · HUNT VALLEY, MD 21031

Contract Administrator

$825

AMERICAN FUNDS1+ years

Filed as: CAPITAL RESEARCH AND MANAGEMENT

Service code 64

333SOUTH HOPE STREET · LOS ANGELES, CA 90071

Recordkeeping Fees

$338

ADP BROKER-DEALER1+ years

Service code 49 · EIN 22-3319984

Other Services

RBC WEALTH MANAGEMENT1+ years

Service code 49

111 ROCKVILLE PIKE SUITE 825 · ROCKVILLE, MD 20850

Other Services

STATE STREET GLOBAL ADVISORS1+ years

Filed as: STATE STREET CORPORATION

Service code 21 · EIN 04-1867445

Bank Trustee

APPRIO, INC. 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

APPRIO, INC. 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion