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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,022 | $77,638+294.2% | $156,551+95.5% | $62,881+386.7% |
| Participation rate | 98.6% | 71.2%+27.4pp | 84.0%+14.6pp | 69.3%+29.3pp |
| Annual return | 7.21% | 50.33%-43.1pp | 32.23%-25.0pp | 20.14%-12.9pp |
| Employer contribution / active EE | $15,903 | $3,444+361.8% | $5,501+189.1% | $2,281+597.2% |
| Participant deferral / active EE | $5,088 | $3,046+67.1% | $4,871+4.5% | $3,203+58.9% |
| Admin fee / account holder | $36,997 | $5,561+565.2% | $13,028+184.0% | $4,296+761.2% |