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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,376 | $95,415+320.7% | $185,851+116.0% | $85,851+367.5% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 16.50% | 23.59%-7.1pp | 122.11%-105.6pp | 318.63%-302.1pp |
| Employer contribution / active EE | $13,403 | $3,314+304.4% | $5,168+159.3% | $2,565+422.4% |
| Participant deferral / active EE | $5,675 | $3,424+65.7% | $5,569+1.9% | $3,952+43.6% |
| Admin fee / account holder | $9,162 | $7,215+27.0% | $16,245-43.6% | $6,261+46.3% |