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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,365 | $97,648-66.9% | $121,663-73.4% | $87,485-63.0% |
| Participation rate | 98.1% | 70.5%+27.7pp | 74.5%+23.7pp | 68.9%+29.2pp |
| Annual return | 18.71% | 18.03%+0.7pp | 147.54%-128.8pp | 26.06%-7.3pp |
| Employer contribution / active EE | $3,927 | $2,300+70.7% | $3,020+30.0% | $2,596+51.3% |
| Participant deferral / active EE | $2,826 | $3,923-28.0% | $4,887-42.2% | $4,274-33.9% |
| Admin fee / account holder | $1,252 | $11,100-88.7% | $14,289-91.2% | $7,775-83.9% |