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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,245 | $87,733-74.6% | $106,555-79.1% | $85,847-74.1% |
| Participation rate | 100.0% | 71.9%+28.1pp | 76.1%+23.9pp | 69.3%+30.7pp |
| Annual return | 14.29% | 21.86%-7.6pp | 26.80%-12.5pp | 318.61%-304.3pp |
| Employer contribution / active EE | $4,526 | $2,073+118.3% | $2,819+60.5% | $2,565+76.4% |
| Participant deferral / active EE | $4,667 | $3,469+34.5% | $4,399+6.1% | $3,952+18.1% |
| Admin fee / account holder | $347 | $6,767-94.9% | $7,408-95.3% | $6,261-94.5% |