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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,301 | $79,961-72.1% | $98,462-77.4% | $75,177-70.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 31.72% | 19.75%+12.0pp | 21.17%+10.5pp | 160.75%-129.0pp |
| Employer contribution / active EE | $3,339 | $2,264+47.5% | $3,049+9.5% | $2,671+25.0% |
| Participant deferral / active EE | $2,438 | $3,753-35.0% | $4,738-48.5% | $4,126-40.9% |
| Admin fee / account holder | $365 | $6,842-94.7% | $8,875-95.9% | $5,651-93.5% |