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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,481 | $110,039-44.1% | $97,260-36.8% | $145,884-57.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 11.13% | 244.44%-233.3pp | 75.54%-64.4pp | 551.85%-540.7pp |
| Employer contribution / active EE | $10,142 | $3,074+229.9% | $2,721+272.7% | $4,662+117.5% |
| Participant deferral / active EE | $6,255 | $4,674+33.8% | $4,262+46.8% | $6,690-6.5% |
| Admin fee / account holder | $325 | $6,204-94.8% | $5,640-94.2% | $13,392-97.6% |