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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,713 | $110,303-45.0% | $95,759-36.6% | $139,487-56.5% |
| Participation rate | 81.8% | 75.7%+6.1pp | 72.3%+9.6pp | 80.3%+1.5pp |
| Annual return | 16.24% | 27.19%-10.9pp | 28.42%-12.2pp | 373.84%-357.6pp |
| Employer contribution / active EE | $11,441 | $3,261+250.9% | $2,836+303.4% | $4,755+140.6% |
| Participant deferral / active EE | $7,435 | $4,674+59.1% | $4,244+75.2% | $6,713+10.8% |
| Admin fee / account holder | $767 | $6,615-88.4% | $5,678-86.5% | $11,407-93.3% |