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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,195 | $127,298-82.6% | $109,916-79.8% | $167,553-86.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 12.41% | 22.97%-10.6pp | 29.46%-17.0pp | 478.89%-466.5pp |
| Employer contribution / active EE | $15,477 | $3,325+365.5% | $2,844+444.2% | $4,840+219.8% |
| Participant deferral / active EE | $6,221 | $4,513+37.8% | $4,047+53.7% | $6,343-1.9% |
| Admin fee / account holder | $757 | $7,119-89.4% | $6,069-87.5% | $12,316-93.9% |