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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,990 | $165,399-38.3% | $149,745-31.9% | $158,982-35.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.09% | 348.34%-331.2pp | 276.72%-259.6pp | 302.99%-285.9pp |
| Employer contribution / active EE | $5,555 | $5,105+8.8% | $4,646+19.6% | $4,763+16.6% |
| Participant deferral / active EE | $11,371 | $7,183+58.3% | $6,843+66.2% | $5,983+90.0% |
| Admin fee / account holder | $867 | $10,811-92.0% | $9,312-90.7% | $11,252-92.3% |