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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,404 | $157,270-40.6% | $141,173-33.8% | $152,870-38.9% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.4%+5.1pp |
| Annual return | 25.03% | 64.33%-39.3pp | 71.40%-46.4pp | 345.34%-320.3pp |
| Employer contribution / active EE | $4,965 | $5,261-5.6% | $4,735+4.8% | $4,763+4.2% |
| Participant deferral / active EE | $9,577 | $7,110+34.7% | $6,710+42.7% | $5,850+63.7% |
| Admin fee / account holder | $944 | $12,121-92.2% | $10,262-90.8% | $11,597-91.9% |