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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,336 | $59,107+105.3% | $86,439+40.4% | $68,495+77.1% |
| Participation rate | 68.8% | 75.2%-6.5pp | 80.3%-11.6pp | 67.9%+0.9pp |
| Annual return | -15.50% | -0.23%-15.3pp | 4395.55%-4411.0pp | -7.84%-7.7pp |
| Employer contribution / active EE | $5,450 | $2,519+116.4% | $3,769+44.6% | $2,596+109.9% |
| Participant deferral / active EE | $6,739 | $5,901+14.2% | $6,952-3.1% | $4,028+67.3% |
| Admin fee / account holder | $13,180 | $5,637+133.8% | $6,732+95.8% | $5,403+143.9% |