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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,378 | $56,287+9.0% | $80,977-24.2% | $62,881-2.4% |
| Participation rate | 86.7% | 68.9%+17.7pp | 75.8%+10.9pp | 69.3%+17.4pp |
| Annual return | 5.71% | 22.13%-16.4pp | 17.11%-11.4pp | 20.14%-14.4pp |
| Employer contribution / active EE | $2,785 | $1,943+43.3% | $3,715-25.0% | $2,281+22.1% |
| Participant deferral / active EE | $4,373 | $4,196+4.2% | $5,696-23.2% | $3,203+36.5% |
| Admin fee / account holder | $784 | $3,742-79.0% | $5,517-85.8% | $4,296-81.7% |