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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,623 | $175,257-34.0% | $149,717-22.8% | $139,456-17.1% |
| Participation rate | 91.3% | 83.4%+7.9pp | 78.8%+12.5pp | 80.3%+11.0pp |
| Annual return | 9.78% | 166.70%-156.9pp | 134.41%-124.6pp | 373.45%-363.7pp |
| Employer contribution / active EE | $4,734 | $5,477-13.6% | $4,820-1.8% | $4,753-0.4% |
| Participant deferral / active EE | $6,056 | $6,521-7.1% | $5,682+6.6% | $6,711-9.8% |
| Admin fee / account holder | $2,119 | $16,156-86.9% | $13,213-84.0% | $11,407-81.4% |