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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,694 | $167,362-38.6% | $143,799-28.6% | $134,532-23.7% |
| Participation rate | 91.3% | 84.8%+6.5pp | 80.3%+11.0pp | 81.2%+10.1pp |
| Annual return | -11.18% | 0.47%-11.7pp | -0.04%-11.1pp | 418.27%-429.5pp |
| Employer contribution / active EE | $0 | $5,620-100.0% | $4,952-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $6,029 | $6,447-6.5% | $5,638+6.9% | $6,401-5.8% |
| Admin fee / account holder | $2,914 | $18,094-83.9% | $14,677-80.1% | $11,429-74.5% |