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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,063 | $61,816+336.9% | $97,260+177.7% | $80,935+233.7% |
| Participation rate | 79.6% | 63.5%+16.2pp | 72.7%+7.0pp | 67.7%+12.0pp |
| Annual return | 16.68% | -558.73%+575.4pp | 75.54%-58.9pp | 35.66%-19.0pp |
| Employer contribution / active EE | $3,305 | $1,836+80.0% | $2,721+21.5% | $2,757+19.9% |
| Participant deferral / active EE | $8,517 | $3,027+181.4% | $4,262+99.8% | $4,299+98.1% |
| Admin fee / account holder | $4,925 | $5,166-4.7% | $5,640-12.7% | $6,924-28.9% |