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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,885 | $53,162+300.4% | $91,227+133.4% | $68,490+210.8% |
| Participation rate | 66.1% | 63.2%+2.9pp | 73.2%-7.1pp | 67.9%-1.8pp |
| Annual return | -18.10% | -3.14%-15.0pp | 114.14%-132.2pp | -7.85%-10.2pp |
| Employer contribution / active EE | $3,073 | $1,709+79.8% | $2,851+7.8% | $2,597+18.4% |
| Participant deferral / active EE | $6,888 | $2,974+131.6% | $4,234+62.7% | $4,028+71.0% |
| Admin fee / account holder | $10,881 | $4,493+142.1% | $5,423+100.6% | $5,403+101.4% |