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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,110 | $57,541+298.2% | $95,759+139.3% | $75,177+204.8% |
| Participation rate | 69.0% | 62.5%+6.5pp | 72.3%-3.3pp | 67.2%+1.8pp |
| Annual return | 20.41% | 34.93%-14.5pp | 28.42%-8.0pp | 160.75%-140.3pp |
| Employer contribution / active EE | $3,140 | $1,808+73.7% | $2,836+10.7% | $2,671+17.5% |
| Participant deferral / active EE | $7,283 | $3,074+136.9% | $4,244+71.6% | $4,126+76.5% |
| Admin fee / account holder | $10,332 | $4,099+152.1% | $5,678+82.0% | $5,651+82.8% |