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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,645 | $78,197+91.4% | $98,090+52.6% | $82,637+81.1% |
| Participation rate | 100.0% | 77.5%+22.5pp | 81.5%+18.5pp | 68.1%+31.9pp |
| Annual return | 19.93% | 40.25%-20.3pp | 37.05%-17.1pp | 53.51%-33.6pp |
| Employer contribution / active EE | $4,921 | $2,605+88.9% | $3,606+36.5% | $2,552+92.8% |
| Participant deferral / active EE | $9,886 | $6,636+49.0% | $7,845+26.0% | $4,126+139.6% |
| Admin fee / account holder | $602 | $14,832-95.9% | $11,815-94.9% | $7,339-91.8% |