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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,565 | $77,492+60.7% | $100,398+24.1% | $80,911+54.0% |
| Participation rate | 95.3% | 76.9%+18.4pp | 81.5%+13.8pp | 67.6%+27.7pp |
| Annual return | 16.90% | 37.23%-20.3pp | 49.32%-32.4pp | 35.63%-18.7pp |
| Employer contribution / active EE | $4,488 | $2,800+60.3% | $3,946+13.7% | $2,756+62.8% |
| Participant deferral / active EE | $9,136 | $6,817+34.0% | $8,084+13.0% | $4,297+112.6% |
| Admin fee / account holder | $320 | $5,892-94.6% | $7,893-95.9% | $6,935-95.4% |