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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,253 | $56,134+149.9% | $96,161+45.9% | $85,856+63.4% |
| Participation rate | 88.9% | 56.7%+32.2pp | 68.4%+20.4pp | 69.3%+19.6pp |
| Annual return | 10.44% | 42.30%-31.9pp | 192.01%-181.6pp | 318.58%-308.1pp |
| Employer contribution / active EE | $4,749 | $1,620+193.1% | $2,798+69.7% | $2,565+85.1% |
| Participant deferral / active EE | $3,825 | $2,858+33.9% | $4,349-12.0% | $3,952-3.2% |
| Admin fee / account holder | $3,307 | $3,769-12.3% | $5,538-40.3% | $6,261-47.2% |