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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,145 | $60,442+100.4% | $96,754+25.2% | $87,485+38.5% |
| Participation rate | 73.9% | 58.7%+15.2pp | 70.3%+3.6pp | 68.9%+5.0pp |
| Annual return | 10.51% | 21.97%-11.5pp | 82.04%-71.5pp | 26.06%-15.6pp |
| Employer contribution / active EE | $1,748 | $1,691+3.4% | $2,679-34.8% | $2,596-32.7% |
| Participant deferral / active EE | $3,690 | $3,280+12.5% | $4,758-22.4% | $4,274-13.7% |
| Admin fee / account holder | $10,356 | $5,069+104.3% | $8,905+16.3% | $7,775+33.2% |