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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,579 | $135,639-20.7% | $110,241-2.4% | $135,382-20.5% |
| Participation rate | 82.4% | 83.5%-1.1pp | 79.8%+2.5pp | 82.6%-0.3pp |
| Annual return | -5.65% | 513.21%-518.9pp | 314.75%-320.4pp | 519.77%-525.4pp |
| Employer contribution / active EE | $8,115 | $4,907+65.4% | $3,827+112.1% | $4,779+69.8% |
| Participant deferral / active EE | $3,458 | $5,507-37.2% | $4,672-26.0% | $5,609-38.3% |
| Admin fee / account holder | $533 | $11,457-95.4% | $8,548-93.8% | $10,829-95.1% |